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Like all scams, there is a last minute problem and you will be requested to send some money to ensure everything goes smoothly.

Needless to say that is the last you will hear of your apparent fortune.

Variations of these include them needing surgery they can’t afford, treatment for their son’s brain tumor or you may even get a call from someone pretending to be a doctor telling you your partner has been in a serious accident and you need to send money so they can start treatment.

Sometimes, the scams are long and stretched out with the scammers attempting to get as much money out of you as possible by cooking up a variety of medical complications.

The subject lines often read something similar to "From the desk of Mr [name]" or even "Your assistance is solicited".

While the stories may vary slightly, the general plot then talks of a person (usually a corrupt government employee) who has come across a large sum of money and needs your assistance to get the funds out of the country.

These scammers are well aware of this and therefore often pretend to be from the USA/ UK/ Australia/ Canada or some other Western country.This breed of scams has been around for a very long time and is known as the advance fee fraud.It has various names such as the Nigerian 419, Nigerian money offer, the Spanish prisoner etc.This is a common ploy used by Russian and Filipino scammers to rob you off your money.The general storyline is she will want to come visit you but does not have enough money and will ask you to send her money to help pay for the plane ticket and/or visa.

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