Text and hook up no credit credit cards
Drawbacks: This card’s APR is also on the steeper side—not for unsecured cards, but for credit cards in general. So, as with this, if you get it, use it to build credit and not credit card debt.
To build your credit and not hurt it, keep your monthly payments higher than your balance if not equal to it.
Drawbacks: This card’s APR is also on the steeper side—not for unsecured cards, but for credit cards in general. So, if you get this card, use it to build credit and not credit card debt.
If building credit is what you need or money is tight and you’re afraid of carrying a balance, the primor Visa Gold Secured has one of the lowest APRs of any secured credit card.
Still, this card’s accessibility and low-interest rate, make it a solid option for people with bad credit.
Plus, you earn 1% cash back rewards on eligible purchases, terms apply.
If building credit is what it’s all about for you and not rewards, this is another fabulous card.
How it works: You put down a refundable deposit of , or 0 and get a credit limit of 0 depending on your creditworthiness. And once you make five monthly payments on time, you can get a higher credit line without any additional deposit.
It also comes with an updated credit score every two weeks, so you can monitor your progress. Your credit report card from shows specific credit cards you might qualify for.
Credit cards that help you rebuild credit generally fall into two categories: There are some unsecured credit cards for people with bad credit, but the trade-off for not putting down an upfront deposit is usually high fees and/or high-interest rates.