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Find out if student loan consolidation is right for you.You will have 30 days, from Approval Disclosure, to accept the loan terms and a three-day right-to-cancel period, following Final Disclosure, before the consolidation is complete.However, once your loan is disbursed, and we pay off your existing loans, the process cannot be reversed.

If you have a fixed rate loan(s) and are considering refinancing your loan(s) into a variable rate consolidation loan, you may receive a lower interest rate, but your rate may change if the rate index changes.To do this, many or all of the products featured here are from our partners. Student loan refinance calculator: Use this calculator to compare your current loan payment or multiple payments with a refinanced student loan. The amount you borrow is not actually what you receive from a loan.A private consolidation loan is a private student loan that combines and refinances multiple education loans into one new loan with a new interest rate, repayment term and monthly payment amount.This could result in a lower interest rate and/or a lower monthly payment.

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